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We remain committed to delivering industry leading service and low turn times. However, the spread of the Coronavirus (COVID-19) may require the adjustment of underwriting timelines and closing dates. As always, we strive to exceed expectations and keep borrowers informed at every turn. If you have any questions, please reach out to your Interfirst home loan advisor.

Announcements

Live States List

Access the list here.

(updated 8/16/2022)

 

IMC UW Scenarios Box

(updated 4/6/2022)

 

Wholesale Rate Lock Extension Information

Rate Desk Information

Hours: Monday - Friday 8am - 5pm CST

Lock Extensions

  • Conventional
    • 7-day: .125
    • 15-day: .250
    • 30-day: .375
  • ONE/DSCR
    • Lock extension are available on a case by case basis based on market conditions.

All locks are subject to a final price review by the Company and may change in the event of user/technical error or other violation of Company policy or agreement. Contact us at lockdesk@interfirst.com with any questions or for more information.

(updated 4/4/2022)

 

New LLPA Adjustments

On 1/6/2022, the Federal Housing Finance Agency announced increases to upfront fees for certain high balance and second home loans for loan deliveries as of 4/1/2022.

As a result, Interfirst Mortgage Company will apply new LLPA adjustments to new locks starting 1/31/2022.

For more information, please see the chart below.

FHFA New LLPA Adjustments (1)

(updated 1/26/2022)

Product Guidelines And Overlays

Broker Partner Training

Helpful guides for doing business with Interfirst:

Clauses

Insurance policies:

Interfirst by ServiceMac, LLC
ISAOA ATIMA
PO Box 29411
Phoenix, AZ
85038-9411

Title, CPL, and subordinations:

Interfirst Mortgage Company ISAOA
9525 W Bryn Mawr Ave Suite 400
Rosemont, IL
60018

Insurance policies on ONE DSCR Program:

Interfirst Mortgage Company
ISAOA ATIMA
P.O. Box 4500
Springfield, OH 45501